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Sunlight

Fintech · US · Early-stage
sunlightapi.com
FintechPaymentsB2BAPI

Sunlight moves B2B payment volume onto card without asking a single supplier to onboard. Our AI agents determine where a bill can be paid by card without a surcharge, then execute that payment through the vendor's own billing or AR portal, returning a confirmed status, receipt, and structured remittance data through a single API. For decades, moving invoice spend onto card meant building a rail or signing suppliers up one at a time. Both are slow, and both leave most of the volume behind. Sunlight takes a different path. Because our agents pay through the portals suppliers already use, the network reaches every supplier without any of them having to join it. AP platforms and bank card programs issue their own cards, send them to us, and capture the interchange on volume that would otherwise have defaulted to ACH or check. We are the AI infrastructure layer that makes that volume re

Founded
2022
Headquarters
New York City, NY, USA
Team size
1–10
Stage
Early-stage
📊 Coliseo ratings
🏆 Overall 1493 Elo
1496
💰 Conviction
Provisional
1480
🔥 Momentum
Provisional
1504
🧲 Talent
Provisional
Total matchups0
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Ratings are live Elo scores from head-to-head crowd votes — opinion, not fact or financial advice. How it works →